潍坊引聚金融活水“灌溉”实体经济

2022-12-27 01:13旺秋
走向世界 2022年48期
关键词:潍坊市潍坊余额

旺秋

党的二十大报告提出,坚持把发展经济的着力点放在实体经济上。在潍坊,越来越多的金融资源正在流向实体经济,金融供给与实体经济的匹配度不断提升。今年以来,全市金融系统围绕市委、市政府任务部署,扎实推动银企对接、企业上市、防范风险等重点工作提质增效,全市金融业运行总体平稳,为经济高质量发展提供了有力支撑。

存贷款稳步增长,贷款增量居全省前列。9月末,全市各项存款余额12126.5亿元,同比增长7.7%,较年初增加908.7亿元,居全省第4位。其中,住户存款余额7756.1亿元,同比增长13.13%。全市各项贷款余额9895.2亿元,同比增长13.5%,较年初增加1022.1亿元,居全省第3位;全市银行机构新发放的企业贷款加权平均利率为4.89%,同比下降0.18个百分点。

上市工作有序推进,后备梯队持续壮大。截至目前,今年全市新增上市公司2家,总数达到38家;在交易所排队审核企业3家,在山东证监局辅导备案企业15家,与券商签约企业52家,上市梯队持续扩充。前三季度,全市非金融企业实现直接融资324.1亿元,其中债券融资310.31亿元。

金融服务不断创新,赋能经济发展成效更强。今年以来,潍坊市创新开展“银行行长项目行”活动,已走进安丘、坊子等10个县市区,现场对接项目92个,跟进对接项目300余个,完成授信165亿元,发放贷款123亿元,办贷时间平均缩短20%以上。为强化疫情防控期间助企纾困,潍坊市印发了《金融服务支持疫情防控和经济社会发展的若干措施》,协调银行机构累计办理资金接续业务贷款16369户、322.65亿元。潍坊市再担保集团成功入选省“十强”产业现代金融领军企业,是山东省金融行业入选的两家企业之一。截至9月末,全市84家地方金融组织累计为10.6万户“三农”和小微企业客户提供融资支持472.3亿元,同比增长41.3%。

守牢金融安全底线,发展根基更加稳固。9月末,全市不良贷款余额76.1亿元,不良贷款率0.77%,为全省第2低,低于全省平均水平0.6个百分点。今年,潍坊市修订了《潍坊市非法集资举报奖励办法》,奖励金额提升到最高10万元;启动全市金融安全“百千万宣教工程”,覆盖120余万人次。同时,邀请国内经济金融专家、金融投资机构等为潍坊高质量发展把脉支招,普及金融知识,提振市场信心,营造了浓厚的金融氛围。

在认真学习贯彻党的二十大精神中,潍坊市发挥金融在助力實体经济高质量发展中的重要作用,将推动“苇湾资本集聚区”建设,设立“基金港”,修订《关于支持现代金融产业发展的意见》,落实好拟上市企业“白名单”制度,持续开展“投资机构潍坊行”活动和“银行行长项目行”银企对接活动,进一步提升银行服务质效,守好金融安全底线,着力提升服务实体经济能力,确保全市金融业健康发展。

W ith more and more financial resources flowing to the real economy, the matching degree between financial supply and the real economy is constantly improving in Weifang. Centering around the task deployment of the Municipal Party Committee and the People’s Government, the financial system of Weifang has solidly promoted the quality and efficiency improvement of such key work as bank-enterprise docking, enterprise listing, and risk preven- tion. The financial industry in Weifang has operated steadily on the whole, providing strong support for high-quality economic development.

The deposit and loan increase steadily and the loan increment ranks top in Shandong. At the end of September, the balance of all deposits Weifang was 1212.65 billion yuan, with a year-on-year growth of 7.7%, an increase of 90.87 billion yuan compared with that at the beginning of the year, ranking fourth in Shandong. The balance of household deposits was 775.61 billion yuan, with a year-on-year growth of 13.13%. The balance of various loans in Weifang is 989.52 billion yuan, with a year-on-year growth of 13.5%, an increase of 102.21 billion yuan compared with that at the beginning of this year, ranking third in Shandong. The weighted average interest rate of new corporate loans issued by banking institutions was 4.89%, with a year-onyear fall of 0.18 percentage points.

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