The central bank of China has raised her deposit rate for 6 times,and depositreserve rate for 16 times,since last year up to now,which resulted to a greatuffer to those small and medium sized enterprises in finance collection.30ercent of China's small and medium sized enterprises have to be closed down,and 60 percent of them are because of finance problem.How to gather the fund is thebiggest obstacle for China's enterprises to grow.